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Privacy Policy

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Reviewed: 08/16/2017

FACTS

WHAT DOES METUCHEN SAVINGS BANK
DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Metuchen Savings Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Metuchen Savings Bank share?

Can you limit this sharing?

For our everyday business purposes- 
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

No

For our affiliates’ everyday business purposes-
information about your transactions and experiences

No

No

For our affiliates’ everyday business purposes-
information about your creditworthiness

No

No

For non-affiliates to market to you

No

No

Questions?

Call 732-548-7400 or go to www.metuchensavings.bank 

Who we are

Who is providing this notice?

Metuchen Savings Bank

What we do

How does Metuchen Savings Bank
protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Metuchen Savings Bank
collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Metuchen Savings Bank has no affiliates 

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Metuchen Savings Bank does not share with non-affiliates so that they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Metuchen Savings Bank doesn’t jointly market

Other Important Information

NJSA 17:16K-6 requires written permission before information may be disclosed on accounts on which electronic funds transfers are done.

* We reserve the right to change our privacy policy. Any revisions will be posted at least 30 days prior to its effective date.

Website Privacy Notice

We recognize and respect your need for privacy and security as you visit our website. When you visit our site to view any pages, read product information, or use our on-line calculators and tools, you do so without telling us who you are and without revealing any personal information. While we do not collect identifying information about visitors to our site, we do use standard software to collect information for the strict purpose of tracking activity on our site. This allows us to better understand how many people use our site and which pages and features are most popular. The only information we normally collect and store is:

  • The name of your Internet service provider.
  • The web site that referred you to us (if any).
  • The date and time the pages were accessed.
  • The page or pages you requested.

There are instances where you may elect to provide us with personal information. If you fill out one of our feedback or request forms or send us email, you are transmitting the information that appears to you in the form or the message. This will typically include information like your name, mailing address, email address, the kind of request you are making, and any other information necessary to fulfill your request. You never transmit personally identifying information that you do not enter yourself. And this is always your option; this information cannot be collected unless you specifically elect to send it to us. This information is used internally only for the purpose of fulfilling the request or for contacting you directly and is not given or sold to any other organization.

We hope you find our website useful and informative and are always willing to answer questions and receive suggestions. If you have either, please contact the Bank. Thank you.

* We reserve the right to change our privacy policy. A revised policy statement will only apply to data collected subsequent to its effective date. Any revisions will be posted at least 30 days prior to its effective date.

Privacy Policy - COPPA Privacy Statement

Metuchen Savings Bank does not collect personal information from children and does not disclose personal information to third parties.

* We reserve the right to change our privacy policy. Any revisions will be posted at least 30 days prior to its effective date.

 

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Welcome

Metuchen Savings Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again